SAN ANTONIO HOME FINANCE WORKSPACE
Put points, fees, interest and the exit balance on the same timeline.
34 tools. One connected workspace.
Refinance
Compare fees, points, interest and equity over the same intended ownership period.
YOUR DECISION, IN NUMBERS
METHOD 2026-10-23.3Not regulatory APR. Sale, refinancing, tax effects and time value are excluded.
Get help with my next step ↗Offer A monthly P&I
One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.
Two rates can produce different principal repayment during the same holding period. Remaining balances help explain the equity difference; they are not an extra fee.
Ask about your next step ↗THE LONG VIEW
YOUR COMPARISON TABLE
Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.
No scenarios saved on this device yet.
OPEN METHODS / BETTER QUESTIONS
Both offers use equal balances/terms. Compare interest paid during the holding period plus points and lender fees; principal repaid is equity, not a borrowing expense.
Not regulatory APR. Sale, refinancing, tax effects and time value are excluded.
Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.
YOUR NEXT STEP / MITEY U.S.
Ask MITEY about the calculation, an assumption or how to organize your next decision. Choose whether to include your scenario.
This is an educational enquiry. It is not a request for a lender quote, approval or regulated mortgage advice.